There is an old saying “Better safe than sorry!” – It is always better to be prepared for the worst case scenarios.
Future is beyond our comprehension; we cannot predict what is going to happen the very next second. And therefore, it is always advisable to prepare beforehand to ensure that any unpleasant event does not become a life-ruining situation
It hardly matters which profession you follow; it is always important that you understand the hazards and avoid landing up in difficult situations. Therefore, one should always go for an insurance coverage.
Right from general business plans to specific policies, the insurance market is flooded with numerous policies which suits the needs of a particular profession. One such coverage is violin insurance.
Taking into consideration the very specific requirements of a violinist; it is designed to cover the liabilities and other expenses that arise due to any damage to the instrument.
A violin is not a major tool for the violinist to earn his livelihood; but also holds great emotional value. If the instrument is somehow lost or is damaged, it can leave a devastating impact on the emotional as well as economical health of the person.
The insurance, of course, cannot fill in the emotional void that is created by the loss of the instrument. But, it can certainly help you to overcome the financial difficulties that arise as a result of damaged or stolen violin.
You don’t need to run from place to place to get yourself fast funds for the repair or replacement of the violin.
When insured, the service provider will bail you out of the difficult situations – It offers a good amount of money which can be used to make sure that the violin will be easily replaced or will be repaired.
You will not find yourself in tight financial crunch with the unexpected expenses that occur due to the money spent on buying a new instrument or repairing the damaged instrument will be paid by the insurance provider.
This way, you can make sure that you are at the least risk of being ruined economically. Moreover, it will make your mind tension-free and allows you concentrate on practicing your passion; i.e. music.
For many people buying violin insurance due to a wrong notion; many believe that the premium rates of the coverage plans are too high to afford. However, this is not true, especially in the current times, when the insurance companies provide customized and comprehensive plans in affordable rates, which even an amateur violinist can pay for.